A note of caution to investors

These investment funds are managed by Pioneer Asset Management S.A. Luxembourg and Pioneer Investments Austria GmbH. The marketing, distribution, and payments into the funds of these companies are handled by UniCredit Banka Slovenija d.d. Investment funds are not a banking product and are as such not included in the Deposit Guarantee Scheme. The bank does not offer any guarantees regarding returns on investments in funds. Investing in investment funds is risky and the investor assumes the risk of losing his principal. Realised past returns are not a guarantee of future returns. Due to trends in the prices of securities, investors may not get back all the funds they invested in the investment fund. Current data on the unit value trends of each fund is published daily in the newspapers Delo and Finance and on the website www.denarnisupermarket.com. The investment fund prospectus including its management rules, the summary prospectus, the supplement for investors in the Republic of Slovenia and the latest published annual and semi-annual reports are available free-of-charge on the website and in the branches of UniCredit Bank. Entry loads vary from one fund to another and range from 0.5% to 5% of the invested amount. There are no exit loads. The management fee is a maximum of 2% annually.

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